Unfortunately, the environment surrounding matters. I have become fascinated about business and finances because of my environment. If you hang out with drug addicts it is more likely to become one of them. If you hang out with religious people you will also be religious.
What a really great article, Kenny!
You mentioned the important points and differences between rich and poor people's mindset really well there. I also believe that apart from our determination to change, our surroundings really influence how we can grow as a person, it's essential to our mental health and quality of life.